• Sat. Mar 2nd, 2024

The Perfect Storm: How Financial Stress is Plaguing Americans Amid Inflation and Rising Interest Rates”.

ByEditor

Feb 11, 2024
Historic credit card debt looms over Americans

Americans who had no savings before the pandemic are now experiencing financial stress due to inflation, rising interest rates, and the end of pandemic-related aid. In the third quarter of 2023, Americans accumulated over $1.05 trillion on their credit cards with an average interest rate of around 21.5 percent, the highest since the Federal Reserve began monitoring credit card rates in 1994. A recent report from credit rating company Moody’s revealed that current credit card delinquencies far exceed 2019 levels.

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